| The Benefits of Leasing a Car Instead of Buying |
11 Mar |
Getting your car on a contract lease can be a great decision as long as the benefits of a car lease fit your requirements. These include lower car finance monthly payments, having a new car every two or three years, and having a current warranty at all times.
Many people think that buying a car is an investment and that, with a car lease, there is no return on your investment, but they are mistaken in this sense: buying a car outright means that you take the impact of any depreciation. After three years your car could effectively have cost you a lot more – if you subtract the resale price from the new price – than would have been the case with a car lease.
In addition, leasing a car can be a flexible solution. Should you decide to keep the car when the terms of the lease expire, you have the option of buying the car by paying the final value. This price can be financed with a personal loan or other source of financing.
There are a few issues with leases, however. One problem is that leases generally put a cap on the miles the car can be driven. These mileage caps can easily be exceeded by those who drive a lot. Exceeding mileage caps can result in fines or expensive per mile additional fees. Also, you can’t get a lease on an older used car, or on a car you buy from a private buyer.
read comments (0)| Finance for Your New Car |
27 Sep |
There a number of general finance options available to you when purchasing a new car. It is important to remember that the dealer’s financial package is not always the best option and that thorough research and comparison of other loan options can be more beneficial. When arranging a deal you must pay particular attention to the annual percentage rate (APR) and flat rates. These figures outline the amount you will be paying during the loan and are central to the value you will get from the deal.
Secure and Unsecure Loans
The first two finance options available to you are secure and unsecure loans. The former requires you to use your car or home as security while the latter is reliant on your general income. Unsecure loans are paid back on fixed terms over a set period while secure loans allow you to pay back the loan over a longer period at a lower monthly rate. There are variations on both of these options. For instance, you can take out a secure car loan that would require you to pay off the loan prior to any sale of the car.
Hire Purchase
A Hire Purchase agreement involves paying the HP company over a set period of time. You will make a deposit of around 15% when purchasing the car and continue to make low monthly repayments thereafter. You will only have full ownership after the final payment.
Personal Leasing and Personal Contract Purchase
This option allows you to lease a car and make monthly repayments without having to own the car at the end of the fixed term if you do not want to. There is usually a set mileage and deposit involved with the option of ownership for a ‘guaranteed future value’ fee.
| Dodge Leasing |
23 Jul |
Leasing a Dodge nowadays is a smart decision because you’ll only pay a part of the total cost of the vehicle. When you lease it, you are going to pay 30% to 60% less than the price of a brand new car. You can also choose if you want to pay a down payment or only pay taxes on your monthly bills.
A Dodge Nitro 5Dr Hat 2.8 Crd Sxt is one of the most frequently leased cars at nationwidevehiclecontracts.co.uk. You can pay £899.85 as an initial payment and pay £299.95 every month. It will be delivered to you within seven to 14 days if available in stock.
The Nitro has so much to say when it comes to style. It has a bold face, flared wheel wells, wide stance, and big rims. It is inspired by the M80 design, which inherits the clamshell bonnet and crosshair grille.
This mid-sized car is acclaimed for its dimensions. Nitro’s seating capacity is four to five people and the cargo space has enough room for several grocery and shopping bags. It has a 3-pod instrument panel and easy-to-read white and grey graphics. Leather has been used on the steering wheel as well as on the seats.
The V-6 engine is standard in all models, which can make a torque of 235 lb. ft, runs at 210 hp, and can be linked to an optional four speed automatic transmission. Moreover, this 3.7 litre engine has better fuel consumption and it can tow as much as 5,000 lbs.
While on the road, it will give you the experience of driving a sports car but with the size and durability of an SUV. Leasing the Dodge Nitro is a great decision due to its functionality and drivability.
| Leasing a Cadillac |
1 Jul |
If you buy a brand new Cadillac SRX 3.6 V6 VVTi nowadays, you might have a hard time paying off the monthly car loan. Leasing this fantastic car at THW Vehicle Leasing will cost you only £620 per month for a 3-year personal or business deal.
A first glance at this sophisticated car, will instantly give you a luxurious impression due to the edgy details on its front lights and the grille area, which have a different look than the usual 4x4s. This car has a low-rider look that is similar to other MPV-style vehicles. Although, this car weighs much, it still has good handling capabilities. Under the bonnet of the elegant SRX is its 3.6 V6 petrol engine that can produce 258 bhp.
The SRX is equipped with impressive brake system technology, including 13-inch brake discs that are backed up by a state-of-the-art anti-lock braking system. An additional safety feature is provided by General Motors’ Panic Brake system that can apply intense braking power to stop this two-tonne car during an emergency.
Looking inside the car’s cabin, you can find Cadillac’s latest enhancements, which include spacious storage capacity; flush mounted controls and switches; and softer surfaces. With just a touch of a button, you can fold the third-row seats to load up your weekend shopping and grocery bags. The car has a touch screen display that requires three to four menu choices to set up the things you need. You can also listen to the beat of your favourite music because this car can be equipped with an exceptional Bose stereo system.
Leasing a Cadillac SRX is very practical for any urban driver who wants an extraordinary driving experience.